San Diego real estate blog - Peter Toner

It’s one of those early Spring Friday’s when the weather forecast calls for a slight rain over the weekend, but the sun is high in the sky and it couldn’t be more gorgeous out! Perhaps the weather forecasters are just bored of reporting that San Diego is sunny, sunny and more sunny so they mix [...]

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With all the talk about FHA, CalHFA and Conventional-Conforming loans, one can get a bit confused on all the details. To make it a bit easier to compare the three we have a list below that shows the main points of the three types of loans.  
These details are current as of today, but should you [...]

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CalHFA stands for California Housing Finance Agency and was established in 1975 as the states “affordable housing bank.” It’s focus is on assisting first time home-buyers that are within specific lower and moderate income range brackets. These loan programs can be great for the first time home-buyer allowing them to borrow up to 100% financing for their home. Currently the [...]

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The FHA loan program offers many advantages including a low 3% down payment – if you are curious just what it all means here is an example if you were to purchase a home  and take advantage of the new loan limit of $697,500 - which would allow a purchase price of $719,000.
Here is an [...]

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This April will mark the 100 year anniversary of the U.S. Navy’s presence in San Diego. It was during the second term of Teddy Roosevelt when 16 battleships, named the Great White Fleet, were sent on a world wide cruise. Stopping at many ports around the world, the fleet of ships ported off of Baja [...]

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                                                                                                                                                                              It’s that time of year again…. When green beer becomes the norm and one must wear green or otherwise fear a pinch from a friend! Even if you aren’t Irish, it still can be fun to join in the festivities of St. Patrick’s Day and San Diegans definitely have the fun part down. Whether [...]

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Children win with the new lead ordinance that was passed by the San Diego City Council this past Tuesday. Collectively agreed upon by all Council members, the ordinance applies to all homes built prior to 1979. Some of the essential elements of the new law are that it is now illegal to create a lead hazard [...]

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Nightline exposed the practice of Real Estate Agent’s “refreshing” properties in order to make them more appealing to buyers. The concept of “refreshing” is simple. A real estate agent lists a home, and hopes it will sell quickly. In some cases the home sits on the market for a while, becoming “stale” to prospective buyers. [...]

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 It’s true! HUD (the US Department of Urban and Housing Development) confirmed that San Diego is approved for an increased loan limit of $697,500 - applicable to FHA (Federal Housing Administration) and Conforming loans. Our affiliate lender Home Services Lending will be ready to start writing loans by March 17th. They also will have the ability [...]

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It’s going to be an incredible weekend - the weather forecast has us enjoying beautiful sunny skies with temperatures around 70 degrees!
If you are at a loss for something to do, and you dont want to visit houses - I invite you to visit my Yacht Brokers “open house” Boat Show - this Saturday and Sunday [...]

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This weekend a friend of mine and I went hiking out at Torrey Pines on Sunday morning. It was early and I had expected it to be cool, but that was not the case the weather was warm and the breeze was absolutely refreshing. The sky was clear and the ocean was sparkling for as [...]

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